How it Works

In Original Medicare:
If you want prescription drug coverage with Original Medicare, in most cases you will need to actively choose and join a stand-alone Medicare private drug plan (PDP).

In Medicare Advantage:

Medicare Advantage Plans, also known as “MA Plans” or “Part C,” are offered by private, Medicare-approved companies. These plans include:

By enrolling in a MA (Medicare Advantage) Plan, you ensure the Medicare services you receive are covered by your plan rather than by Original Medicare. Many plans offer coverage for prescription drugs as well.


Medicare Advantage Plan Breakdown:

Part A – Inpatient Hospital Care, Skilled Nursing Facility Care, Home Health Care, Hospice Care 

Part B – Outpatient Hospital Care, Provider Services, Durable Medical Equipment, Home Health Services, Ambulance Services, Preventiveness Services, Therapy Services, Mental Services, and more…
Part C – Medicare Advantage – Combines Part A, Part B, and Part D.
Part D – Prescription Coverage