Homeowner Insurance

How Do I Know if I’m Paying Too Much for My Homeowners Policy?

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

KEY TAKEAWAYS

Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and assets in the home.
The policy usually covers interior damage, exterior damage, loss or damage of personal assets, and injury that arises while on the property.
Every homeowners insurance policy has a liability limit, which determines the amount of coverage the insured has should an unfortunate incident occur.
Homeowners insurance should not be confused with a home warranty or with mortgage insurance.

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