This liability insurance protects your small business from claims that occur during your normal business operations, such as:
Property damage - protecting you if your business activities cause damage to someone else's property.
Physical injury - ensuring coverage for medical expenses and potential legal claims resulting from injuries to third parties.
Defense costs - covering legal fees and expenses if your business faces a lawsuit.
Personal and advertising injury - providing coverage for claims involving defamation, trademark or copyright infringement, and deceptive or misleading advertising practices.