What is ”BOP“ coverage?

The 2 main coverages provided in a BOP are liability and property coverages. Liability
Property
Business owner policy examples  

Who needs a Business-Owners-Property policy?

If you have a building or property to protect. For example, your business’ building or property is destroyed due to a covered loss, like a fire or theft. A BOP could help pay to repair or replace an owned building. It could also help replace destroyed personal business property, up to the limits you pick.

You want to protect your investments. For example, you get an email from a client, but you open it to discover that it contains a virus. BOP insurance could help pay for restoring data due to harmful code that damages or destroys any part of your company’s computer system.

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